First National Bank is your full service community bank. We offer products and services that make your banking experience more productive and convenient. After all, we are Your Family, Your Future… Your Bank. Click on the links for more information. And if you have more questions, don’t hesitate to call one of our friendly customer service representatives for more information.
It looks like a credit card... but it isn't. It's accepted everywhere a MasterCard card is welcome... but it's not a credit card. The First National Bank MasterCard Check Card gives you the luxury of paying with a card, but you don't have to worry about a big credit card bill at the end of the month.
MasterCard Check Card is the same as writing a check but it's faster and is accepted virtually anywhere. Funds are withdrawn from your checking account and there's no annual fee.
You can also use your MasterCard Check Card to withdraw funds from any First National Bank automated teller, as well as at any ATM across the country using the systems listed on the back of the card.*
Now that you know what a MasterCard Check Card can do... shouldn't you have one?
* Fees may apply when using ATMs not owned by First National Bank.
Family heirlooms, valuable papers or precious jewelry need the protection that only a First National Bank Safe Deposit Box can offer.
We offer Safe Deposit Boxes as small as 3"x5" or as large as 10"x10" with three additional sizes (5"x5", 3"x10.", 5"x10.") in-between.
For a small annual fee you'll know irreplaceable items are safe, secure and not far from home with a First National Bank Safe Deposit Box.
*Contents are not FDIC insured.
Order your checks online from Harland Clarke, our preferred provider. Click on link below:
Secure, Fast Ordering – Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is VeriSign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.
Please call 423-663-4044 for wiring instructions.
Available to all customers at all five locations of First National Bank.
We have keys and night deposit bags available for our business customers.
Let's see, you get your paycheck and take it to the bank... that's waiting in traffic, driving time, gas money and one or two bad drivers.
Or, you could use Direct Deposit to have funds transferred to your account while you enjoy life, liberty and the pursuit of happiness.
Direct Deposit is free. Application forms are available at any branch location so pick one up and get out of traffic today.
Sometimes unexpected things happen and checks or payments bounce. With bounce protection, you have a special overdraft privilege that acts like a safety net or extra protection. When you write a check or have other transactions beyond the balance in your account, it’s covered up to a preset limit.
Click here read the FNB Bounce Protection Customer Overdraft Policy.
24-hour banking by phone:
(423) 569-BANK or (423) 569-2265
Bank Line 24 from First National Bank lets you bank while...
Got the picture? With Bank Line 24 all you need is a touchtone phone and you're able to access account information 24 hours a day, seven days a week.
With the touch of a button you can transfer funds, check your balance and deposits, find out your next loan payment date, get a record of interest paid or earned to date... even check on community events!
Before you call, have your account numbers ready. You will also be asked to enter your Personal Identification Number (PIN). The first time you access each account menu, your PIN will be the last four digits of the social security number of the primary account holder (for joint accounts this is usually the first name on the account. Call us if you have problems). For your safety, you will be instructed to change your PIN to a new four digit number that only you know, so think of one before you call.
Call 423-569-2265 from any touch-tone phone. You may also call from a rotary service phone with tone capability or by using a tone dialer.
Listen to the welcome message and follow the simple instructions. To make your selection, simply press the corresponding number on your telephone. To return to the main menu press 3*, on most menus press # to repeat, * to Go Back, or 5* to skip.
2. Schedule a transfer
3. Make a payment
4. Hear schedule transfers
5. Delete schedule transfer
1. Activate a Card
2. De-Activate a Card
1. Hear ACH Transactions
2. Hear Scheduled Funds Transfers
Main Menu 3*
Go Back *
Next Item 1
Previous Item 2
Access another Account Number 9*
Exit – Hang up
Drive Thru Banking is available at all five First National Bank locations for customer convenience: Oneida Office, Central Office, Huntsville Office, Winfield Office, and LaFollette Office.
3 ATM locations for customer convenience:
FNB Main Office – Oneida
FNB Central Office – Helenwood
FNB Lafollette Office – Lafollette
Eliminate the hassle of carrying cash and wondering whether or not your checks are going to be accepted. Carry a First National Bank VISA or MasterCard instead. There's no annual fee, they're accepted worldwide and nothing's more convenient
Use your personal computer to check account balances and retrieve historical information, transfer funds and make loan payments, and much more.
While there is no guarantee any amount of additional security will prevent you from being victimized, by being aware of what you share will build another line of defense between yourself and criminals. Click Go to see tips to keep your identity safe!
With roots that have grown for over 110 years, First National Bank stands strong. Since 1904, we have been dedicated to growing a strong, lasting and prosperous community. Your Family, Your Future,Your Bank, is not just our slogan, it's who we are!