Need a loan? We have the perfect solution for you.

First National Bank offers a variety of loan options customized for your specific personal or business goals. And as a community bank, we will take the time to talk to you and match you with the best lending solutions. Call one of our loan officers today or visit one of our offices nearest you.

Oneida Office: 423-569-8586
  • Mark Kline - Blake Culver - Jessica Pennington - Teshuah Terry

Winfield: 423-569-6386
  • Bridget Jeffers

Central: 423-663-2395
  •  Judy Jones - Michelle Fox

Lafollette: 423-566-5326
  • Bryan Horton - Carrie Mefford

Starting and running your own business takes a lot of courage, skill and time. We understand your investment, and we make sure that when you do business with us, you get the same level of dedication from us. Contact Us today and let us put our commitment and experience to work for you.

  • First National Bank offers a variety of business lending services including:
  • Working Capital Loans
  • Term Loans for Immediate Needs
  • Equipment Loans
  • Real Estate Loans
  • Letters of Credit
  • SBA Loans (Small Business Administration)
  • Open Ended Lines of Credit Loans

Talk to a First National Bank loan officer about financing your next commercial endeavor. We are very interested in helping businesses throughout our community succeed.

Flexible Investing

Saving for short term or long term goals, First National Bank has the convenient and worry-free options at competitive rates.
Man sitting at a desk with a laptop looking at his phone.