Need a loan? We have the perfect solution for you.

First National Bank offers a variety of loan options customized for your specific personal or business goals. And as a community bank, we will take the time to talk to you and match you with the best lending solutions. Call one of our loan officers today or visit one of our offices nearest you.

Oneida Office: 423-569-8586
  • Mark Kline - Blake Culver - Jessica Pennington - Teshuah Terry 

Winfield: 423-569-6386
  • Bridget Jeffers

Central: 423-663-2395
  •  Judy Jones - Michele Fox

Lafollette: 423-566-5326
  • Bryan Horton - Carrie Mefford

Our Home Equity Credit Lines enable you to advance up to 90% of the equity in your residence. You can use the money for home improvements, vacations, weddings, car purchase, holiday buying, landscaping, a second residence or condominium, and much more. You don't have to use the money just for your home improvement. It is nice to have open and established and ready for your use whenever you choose.

During the term of your credit line, principal may be advanced, repaid and re-advanced at your convenience, utilizing your Home Equity Line of Credit checks. This feature is nice to have so you can utilize your credit line anywhere.

Remember, the interest you pay may be tax deductible, and could result in a tax break. Consult a tax advisor regarding the deductibility of interest.

Please Contact Us for more information and put your home equity to work for you.

All First National Bank mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. For a list of our mortgage loan originators, their work experience and NMLS identifiers, you can to to to search the Registry.

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