FNB Personal Loan Application

Loans are subject to credit approval and available only to residents located within FIRST NATIONAL BANK area. View our branch locations

By submitting, you (whether one or more than one) authorize FIRST NATIONAL BANK ("we," "our" and "us") to make whatever credit inquiries we deem necessary in connection with this credit application. You authorize us to disclose any information in or relating to this application and/or account, if approved (including information received from third persons), to any of our existing or future subsidiaries, affiliates, and assigns. For issues regarding the privacy of your information submitted, please read our Privacy Policy. Click here for Privacy Policy.

This application lists all debts and obligations you have. You represent to us that all information provided on this application is complete, true, and correct as of this date. By submitting this application, you acknowledge all disclosures were made available to you online and you agree to the conditions set forth thereon.

You authorize us to verify the accuracy of the employment, income, bank and credit history, through credit bureaus, financial institutions, current and former employees or other sources.

Note: You must be 18 or older to apply

Important Information About Procedures For Opening A New Account & The Patriot Act
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you
When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.  For new customers of First National Bank, we will ask you to come to the nearest location in person to complete the account process.

* Required

Loan Information
Are you applying as an individual or with a co-applicant?*
Is this a personal or auto loan?*

Applicant Info
How would you prefer to be contacted?*

Housing Status


Financial Information
Do you have a checking account?*
Do you have a savings account?*
Reference #1

Reference #2

Reference #3

I certify that all information provided by me herein, including attachments (s) is true, correct and complete. I authorize First National Bank of Oneida to make whatever inquiries about me you deem necessary and appropriate for the purpose of evaluating my credit, including obtaining credit reports and contacting my employer. I also authorize First National Bank of Oneida to provide credit information about its credit experience with me to other creditors and credit reporting agencies. I agree to provide any further information First National Bank of Oneida might require to process my application.

Thank you for your submission!

We will be in touch with you soon.

Are You Hack Proof?

While there is no guarantee any amount of additional security will prevent identity fraud, by being aware of what you share online, you can build another line of defense between yourself and criminals.
Smiling young woman in a hat standing in a city alley.